In 2001 a bankruptcy was confirmed that contained a mortgage on a personal residence in the value of $103,000.00. The action was taken due to a marital breakup.
For 5 years the person initiating the bankruptcy stayed in the matrimonial home and maintained the mortgage payments for 5 years.
In the sixth year they could no longer maintain the mortage payments and filed bankruptcy again.
The question is can two bankruptcies contain the same debt obligation? If this is not equitable is there a remedy under law?


